Green buildings and homes demand a greater initial investment up front,
but save money in operating costs throughout the useful life of the building. UCB can help by providing funding with higher loan to value ratios to help green builders borrow enough money to cover higher costs of construction. Energy performance improvements will increase asset value over the long run. Other benefits of building green include tax incentives and zoning incentives. The green concept should be incorporated from the very beginning of the project, starting at the design phase.